The Rock Island Economic Growth Corporation is one of the local organizations that can help people apply, according to Vice President Beth Payne.
"They could have temporarily lost their job or had to take care of a loved one and weren't able to work at that time. A lot of it could be medical-related and they can't afford their mortgage payment as it is right now."
Grants of up to 30,000 dollars are possible - for people who owe house payments, property taxes, homeowner's insurance, and rent for mobile homes.
"The Treasury and state have made it clear that this is not a bandaid program they really want to make sure this is going to make a long-term solution to help people, whether that is helping them with budgeting or really working with their new financial circumstance."
People can apply directly online, to the Illinois Housing Development Authority, or get help from local agencies.
To be eligible, a family of four can earn up to 84,000 dollars a year.